As a no-fault system, Michigan drivers were previously required to purchase unlimited PIP through the state. State and Federal Privacy laws prohibit unauthorized access to Member's private information. This notification confirms that the following Michigan State University health insurance plans meet the requirements to be considered qualified health coverage: Blue Care Network MI Community Blue Community Blue CDHP Humana Group Medicare Advantage PPO Humana MSU Non-Medicare PPO Michigan State University 1407 S. Harrison, Suite 110 endobj Any information you give to us before establishing an attorney-client relationship will not be regarded as privileged or confidential. The changes could affect employers' health plan costs for Michigan residents. But what the politicians who passed this new auto law neglected to tell people (aside from that these promised savings will be limited and for most of us very disappointing) was that these lower PIP medical coverage levels would be unavailable if the driver or certain family members did not have the right type of health insurance coverage. The most important car insurance advice for young drivers in Michigan includes: (1) a DETROIT615 Griswold St, Suite 402Detroit, MI 48226, GRAND RAPIDS212 Cesar E Chavez Ave SWSuite 105Grand Rapids, MI 49503, FARMINGTON HILLS 30101 Northwestern Hwy Farmington Hills, MI 48334, ANN ARBOR 122 S. Main Street, Suite 220 Ann Arbor, MI 48104, STERLING HEIGHTS | WARREN 44444 Mound Road, Suite 100 Sterling Heights, MI 48314. endobj The health insurance coverage provided to you and eligible individuals by the City of Detroit is "qualified health coverage" as defined in MCL 500.3107d(7)(b)(i) for purposes of the Michigan Auto No Fault Law that takes effect on July 2, 2020. IDENTIFICATION REQUIRED BY MPRC RULE 7.2(d): Attorney Steven M. Gursten is responsible for the content of Michigan Auto Laws advertisement. Has an annual deductible of $6,000.00 or less per covered individual. U-M Health Plans and Michigan Auto Insurance Reform 2 0 obj Michigan auto insurers are encouraged to collect documentation of QHC or Medicaid coverage from the auto insurance applicant. PDF Certificate of Coverage "lawfully present" and "lawfully residing" used for Medicaid and CHIP are currently set . Michigan clarifies qualified health coverage for auto - Mercer Qualification Forms | Managing My Account | bcbsm.com It is health or accident coverage that does not exclude or limit coverage for injuries related to motor vehicle accidents and its annual deductible for coverage must be $6,000 or less per individual. (MCL 500.3107d(7)(b)(i)), Or it is Medicare coverage. endstream endobj startxref The D. Dan and Betty Kahn Health Care Pavilion is a 12-story hospital that will house 264 private rooms capable of converting to intensive care; a state-of-the-art neurosciences center; and high-level, specialty care services for cardiovascular and thoracic patients, along with advanced imaging. To confirm that your health insurance coverage meets the requirments under the No-Fault law, ask for documentation from your health insurer. CLINICAL NURSING DIRECTOR (D. Dan and Betty Kahn Health Care Pavilion Michigan Qualified Health Insurance Letter YLB i5xueW|. Please be advised that contacting Miller Johnson or one of its attorneys by email does not constitute establishing an attorney-client relationship or otherwise confidential relationship between you and the Firm. . If you need further assistance, or have any other questions about your MESSA coverage, call our Member Service Center at 800.336.0013. OFCCP Issues Updated Self-Identification of Disability Form, Kevin Sutton Interviewed for Detroit News Article on School Boards, Employment Lawyers Talk Off The Clock - Episode 40: PUMP Act Expands Protection For Nursing Moms In The Workplace, Episode 39 Dos and Donts When Crafting A Parental Leave Policy. Michigans no-fault law no longer requires Michigan drivers to carry unlimited medical coverage (frequently referred to as PIP coverage). Clarifying Eligibility for a Qualified Health Plan through an Exchange, Advance Payments of the Premium Tax Credit, Cost-Sharing Reductions, a Basic Health Program, and for Some Medicaid and Children's Health Insurance Programs (CMS-9894-P) . You can call the number on the back of your member ID card. Send us an email at DIFSInfo@michigan.gov, Department of Insurance and Financial Services, Additional Financial and Insurance Services Forms, https://dev.michigan.local/som/json?sc_device=json. A statement that includes whether the coverage provided constitutes Qualified Health Coverage as defined in MCL 500.3107d(7)(b)(i), or that the coverage: Does not exclude coverage for motor vehicle accidents, and. This letter applies to plan year 01/01/2022 - 12/31/2022 To: . PDF Sample Qualified Health Coverage Documentation - Michigan Employees can now get a Health Care Plan Verification letter through Wolverine Access by selecting Employee Self-Service > Benefits > Health Care Plan Verification. They may also contact the HR Solutions Center at SolutionsCenter@hr.msu.edu. <>/Metadata 111 0 R/ViewerPreferences 112 0 R>> document.getElementById( "ak_js_1" ).setAttribute( "value", ( new Date() ).getTime() ); Steven Gursten has been selected a Michigan Lawyer of the Year and has been voted consistently among the top 50 attorneys in Michigan (out of over 65,000 lawyers) by Super Lawyers. Under the plan documents section, click Michigan Auto Reform to request a letter be mailed to the subscriber's address. <> Please do not give us any information you regard as confidential until a formal attorney-client relationship has been established. Michigan Qualified Health Care Letter Andary v. USAA Michigan Court of Appeals ruling: No-Fault changes do not apply retroactively (Updated with New DIFS Bulletin issued on 10/5/2022), Car Insurance For Teenagers: Michigan Laws For Minors Explained, Car Insurance Advice For Young Drivers: Heres What To Know, "Maximum stars for this law company and particularly for Mr. Steven Gursten - Attorney at Law. What information must be included in this letter? For Medicare Members: No-fault auto law changes | bcbsm.com Benefit Plan Forms and Documents - Human Resources University of Michigan Download paper 4 0 obj Michigan.gov. 3 0 obj On July 28, 2020, the Michigan Department of Insurance and Financial Services (DIFS) issued Bulletin 2020-33-INS, which details the obligations of no-fault auto insurance carriers, either directly or through their agents, to collect documentation of qualified health coverage (QHC) under Michigans no-fault auto insurance reform. % DIFS Bulletin 2020-33-INS clarifies that to be QHC any annual deductible must be $6,000 or less, which includes in-network and out-of-network deductibles, as well as deductibles that are offset in any manner, such as by funds contributed to health reimbursement arrangements (HRAs). A big reason for this is that many health care plans either do not cover medical services for car accident-related injuries, or drastically limit these medical services. Use of a computer or larger sized tablet is recommended. Please update to a modern browser such as Chrome, Firefox or Edge to experience all features Michigan.gov has to offer. This fact sheet provides general information about health, car or motorcycle insurance. The new Michigan no-fault auto insurance law means that residents are no longer required to buy unlimited personal injury protection, or PIP, with their auto insurance. Do I have to keep PIP with Michigan's no fault law? | Goodman Acker Michigan No-Fault Insurance Reform Goes into Effect July 2020 Once logged in, navigate to the QHC letter in the Proof of Insurance section at the bottom of the page. . If you have questions about which forms are meant for your use, call the toll-free number on the back of your member ID card. This is for Blue Cross Blue Shield of Michigan members who want details about Michigans new no-fault auto insurance law that goes into effect on July 1, 2020. Your doctor will submit the form by following the instructions on the back. Michigan Medicine improves the health of . Two letters confirming you have MESSA coverage that are often requested by your auto insurance carrier can be found in your MyMESSA member account. There are several ways you can request a QHC letter. Where does my client go to get a Qualified Health Coverage (QHC) letter No attorney-client relationship is formed nor should any such relationship be implied. Standard Qualification Form If you have a Blue Cross Blue Shield of Michigan plan other than Healthy Blue Achieve that requires a qualification form, please use the form below. However, U-M health plans do not cover certain services, such as attendant care, housing and vehicle modifications, as well as lost wages. If you have questions about your coverage, call the Customer Service number on the back of your BCN member ID card (TTY: 711). This Video is unable to play due to Privacy Settings. Health insurers and self-insured group health plan sponsors should be prepared to provide documentation to Michigan drivers (and any family members) indicating whether the health plan is QHC and, if so, confirming their coverage under the health plan. To get your financial incentive, you'll need to fill it out with your doctor. New PIP Insurance Options in Michigan. Click My Plan and Spending. He can be contacted at (248) 353-7575. 60 0 obj <> endobj These same medical services and medical treatments that are excluded or limited by health insurance were being paid by No-Fault as long as they were reasonably necessary to a car accident victims care, recovery or rehabilitation which is the legal threshold requirement for a medical service to be paid by your auto No-Fault insurance. Health Benefit Plans | Oakland County, MI Employees can now get a Health Care Plan Verification letter through Wolverine Accessby selecting Employee Self-Service > Benefits > Health Care Plan Verification. If you're a Blue Cross Blue Shield of Michigan member with a health plan that requires a qualification form, you'll need to fill out one of these forms with your doctor. qualified health coverage.
michigan qualified health coverage letter